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A fit woman in white athletic wear exercises with dumbbells, focusing on her shoulder muscles during a workout session

Man gym dumbbell workout strength training shoulder exercise fitness muscular focused indoor adult male doing dumbbell lateral raise modern gym, building strength and endurance with intense focus

Mature woman traveler in airport terminal looking at boarding pass, excited for her dream trip in later life; active retiree embracing independence and global travel, freedom and life goals.

Man using smartphone and credit card for buy now pay later service. Digital with shopping. Fintech, BNPL, and e-commerce online payment concept.

A man using smartphone for online shopping with payment later. Buy now pay later online shopping concept. BNPL.

Man dumbbell gym exercise fitness strength training workout athlete arm shoulder focused man lifting dumbbell during lateral raise in indoor gym with determined expression

Question words retire with printed paper no, yes, later and not sure. Employment concept. Time to rest. Working period ends. Mandatory retirement. Optional retirement

A hand holds a wooden block labeled Later, positioned beneath two stacked blocks that read Now and VS.

Female trainer performing lateral raise with dumbbells, modern concrete gym backdrop, focused expression, blue tank top, full body posture, shoulder isolation,

Woman performing a lateral raise exercise with free weights in a modern fitness center

Customer using smartphone and credit card for buy now pay later online payment. Concept of BNPL installment service, digital shopping finance, flexible checkout payment plan, and modern ecommerce.

priority, now vs later choice, procrastination concept, postpone task in to do list

ALS Disease Awareness and Amyotrophic Lateral Sclerosis Medical Diagnosis Concept

Now Or Later choosing is shown using a text on the sign

Hand carrying a shopping bag with Paylater text and money symbols. Concept of buy now pay later service, consumer credit, and flexible financial payment.

Two words linear thinking and lateral thinking. Linear and lateral thinking represent different ways in which we perceive and process information. While linear thinking is linked to our left brain

Close-up of a woman holding a smartphone showing a Buy Now Pay Later screen with a shopping cart icon—concept for BNPL, mobile payment, e-commerce checkout, installment plan, and digital finance.

Fit woman stretching her legs in a wide lateral lunge on a sandy

Fit woman holding dumbbells extended outward during lateral raise, showcasing full-body engagement, arm activation, and disciplined strength movement in modern gym.

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